/* =========================
   Reset & Base Styling
========================= */
body, h1, h2, h3, p, ul {
    margin: 0;
    padding: 0;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.6;
    background-color: #f8f9fa;
    color: #333;
}

/* =========================
   Banner
========================= */
.banner {
    background: linear-gradient(rgba(15, 103, 166, 0.85), rgba(15, 103, 166, 0.85)),
                url('assets/images/sacco-banner.jpg') no-repeat center center/cover;
    color: #fff;
    padding: 80px 20px;
    text-align: center;
    box-shadow: 0 4px 20px rgba(0,0,0,0.3);
}

.banner h1 {
    font-size: 48px;
    margin-bottom: 10px;
    font-weight: bold;
    text-transform: uppercase;
    letter-spacing: 2px;
}

.banner p {
    font-size: 18px;
    color: #f1f1f1;
}

/* =========================
   About & Why Join Layout
========================= */
.about-why {
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    padding: 50px 20px;
    background: #fff;
    gap: 40px;
}

.about, .why-join {
    flex: 1;
    min-width: 280px;
    max-width: 48%;
    background: #ffffff;
    padding: 25px;
    border: 1px solid #e2e2e2;
    border-radius: 8px;
    box-shadow: 0 3px 10px rgba(0,0,0,0.05);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.about:hover, .why-join:hover {
    transform: translateY(-4px);
    box-shadow: 0 6px 18px rgba(0,0,0,0.12);
}

.about h3, .why-join h3 {
    color: #0DA154; /* Dark Green corporate color */
    margin-bottom: 15px;
    border-bottom: 3px solid #A9C754; /* Light Green accent */
    padding-bottom: 5px;
    font-weight: bold;
    font-size: 22px;
}

.about p, .why-join ul {
    margin-top: 10px;
    font-size: 16px;
}

.why-join ul {
    list-style: decimal inside;
    padding-left: 10px;
    margin-top: 10px;
}

.why-join li {
    margin-bottom: 10px;
}

/* Core Values */
.core-values ul {
    list-style-type: disc;
    padding-left: 20px;
}

.core-values li {
    margin-bottom: 5px;
}

/* =========================
   Footer
========================= */
footer {
    background-color: #0F67A6; /* Blue corporate color */
    color: white;
    padding: 25px;
    text-align: center;
    font-size: 15px;
    letter-spacing: 0.5px;
}

footer a {
    color: #DD272C; /* Red accent */
    text-decoration: none;
}

footer a:hover {
    text-decoration: underline;
}